Careers

Yes for most people — nursing pays well above the U.S. median with strong job security, but it costs you nights, weekends, and physical/emotional strain. Worth it if you want stable demand and can handle the hours; not if you need a 9-to-5 desk job.

Maybe — teaching offers stability, summers off, and deep meaning, but pay grows slowly and out-of-pocket classroom spending plus workload are real. Worth it if purpose and schedule matter more than income; not if you're optimizing for earnings.

Yes — few careers match the pay-to-entry-cost ratio, and demand is projected to grow far faster than average. Worth it if you enjoy problem-solving and continuous learning; less so if you dislike sitting and self-teaching for the rest of your life.

Yes if you want stability and a clear credential ladder — accounting pays a solid above-median wage with steady demand, and the CPA opens real doors. Not the pick if you want high upside fast or dislike detail-heavy, deadline-driven work.

Yes if you want a hands-on trade with low entry cost and no student debt — welding gets you earning fast, and specialized/traveling welders can earn well above the median. Not for you if you want a desk job or can't handle physical, hazardous conditions.

Yes — plumbing offers a paid apprenticeship path, no student debt, and strong recession-resistant demand, with real upside if you start your own business. Not ideal if you want clean, sedentary work.

Yes — electricians combine debt-free apprenticeship entry with faster-than-average growth, boosted by the electrification and data-center boom. A strong pick unless you want office work or can't meet the physical/safety demands.

Yes — HVAC pairs low-cost, fast entry with faster-than-average growth driven by climate and equipment demand. Great for hands-on people; not for those wanting clean, seated, predictable work.

Yes for the pay-to-schedule ratio — dental hygienists earn a high wage for a two-year degree, often with flexible or part-time hours. The catch is limited upward mobility and repetitive, physically taxing work.

Maybe — physical therapy is meaningful, in-demand, and well-paid, but the required doctorate (DPT) means heavy debt that can take years to clear. Worth it if you're committed to the field; risky if you're chasing pure ROI.

It depends heavily on you — the license is cheap and fast, and top agents earn a lot, but income is commission-only and most new agents wash out. Worth it if you're a self-starting salesperson with savings; not if you need a steady paycheck.

Yes for fast, debt-light entry into steady work — a CDL gets you earning in weeks, and demand is stable. The cost is long stretches away from home and a hard lifestyle, plus long-term automation questions.

Yes — cybersecurity offers top-tier pay and one of the fastest projected growth rates of any field. The main caveat is that it's not truly entry-level: most roles want prior IT experience or certifications.

Yes — data science has the highest projected growth in this set and pays very well. But the bar is high: strong stats, coding, and often a quantitative degree, and 'entry-level' roles are competitive.

Maybe — graphic design is creative and portfolio-driven with low formal barriers, but pay is middling, growth is slow, and AI tools are reshaping the low end. Worth it if you're genuinely talented and adaptable; risky as a pure paycheck play.

Yes if purpose drives you — social work is deeply meaningful with steady demand, but pay is modest relative to the education (an MSW is often required for clinical roles) and burnout is real. Not a fit if you need high income.

Maybe — paralegal work offers a decent salary from a certificate or associate degree and a look inside the legal field, but growth is slower than average and AI is automating routine document work. Solid if you want stable legal-adjacent work; not a fast-growth bet.

Maybe — pharmacy tech is a fast, cheap entry into health care with faster-than-average growth, but pay is low and the ceiling is limited unless you use it as a stepping stone (e.g., toward pharmacist). Good as a start, weak as a destination.

Yes as an entry point — medical assisting has one of the fastest growth rates and a very cheap, fast path in, making it a strong first step into health care. But pay is low, so it's best treated as a launchpad, not a career ceiling.

Yes — web development keeps the strong pay and remote flexibility of software work with a lower barrier to entry via bootcamps and self-teaching. The catch is a crowded junior market, so a real portfolio matters more than ever.

It depends heavily on where you study — a top law school with a clear path to BigLaw or specialization pays off, but a lower-ranked JD at full price often leaves you with six-figure debt and a saturated job market. High pay at the top, poor ROI in the middle.

Yes if you go the full clinical route — licensed psychologists and counselors earn a solid, growing wage doing meaningful work, but a bachelor's alone in psychology has limited earning power. Worth it if you'll commit to a master's or doctorate.

Yes — occupational therapy combines strong pay, much-faster-than-average growth, and highly meaningful work. The main hurdle is the required master's or doctorate and the debt that comes with it.

Yes — radiologic technology offers solid pay from a two-year degree with stable demand, making it one of the better pay-to-education ratios in health care. The trade-offs are shift work and radiation-safety routines.

Yes — respiratory therapy pairs solid pay from an associate degree with much-faster-than-average growth driven by an aging population. Expect hospital shift work and high-stakes, critical-care moments.

Yes — speech-language pathology offers strong pay, fast growth, meaningful work, and flexible settings. The barrier is the required master's degree and clinical fellowship, plus the debt involved.

Yes — nurse practitioner is one of the strongest careers anywhere: high pay, the fastest projected growth in this set, and significant autonomy. It requires becoming an RN first and earning a master's (MSN), but the payoff is exceptional.

Yes — physician assistant offers near-physician-level pay and scope with far less training than medical school, plus very fast growth. The catch is a competitive, demanding master's program and significant debt.

Maybe — IT support is one of the cheapest, fastest ways into tech and a proven stepping stone, but the role itself pays modestly and BLS projects it to decline slightly. Best treated as a launchpad toward cloud, security, or systems, not a destination.

Yes — civil engineering offers strong, stable pay from a bachelor's degree with steady infrastructure-driven demand. It's less lucrative than software but far more stable, with a clear PE-license ladder.

Yes — mechanical engineering is one of the most versatile degrees, with strong pay, broad demand across industries, and faster-than-average growth. A solid, flexible choice if you enjoy math and physical systems.

Yes — electrical engineering offers high pay from a bachelor's degree and demand riding the chip, energy, and electrification booms. It's one of the harder degrees, but the payoff and stability are excellent.

Maybe — policing offers stable pay, a strong pension, and no degree requirement, but it comes with real physical danger, high stress, public scrutiny, and shift work. Worth it if you're service-driven and can handle the risks; not if you want low-stress work.

Yes if you can get in — firefighting offers a strong pension, a unique schedule, deep camaraderie, and meaningful work, with no degree required. The catches are fierce competition for spots, real danger, and long-term health risks.

Yes long-term, but the road is expensive and slow — senior airline captains earn exceptional pay, yet you face six-figure training costs and years of low regional pay first. Worth it if you're committed to the career and can weather the ramp-up.

Maybe — auto mechanic offers low-cost, fast entry into a hands-on trade with steady demand, but pay is modest, you often buy your own tools, and the EV transition is reshaping the skill set. Solid for hands-on people who keep upskilling.

Yes — diesel mechanics earn more than auto mechanics for similar low-cost entry, with steady demand from trucking, construction, and heavy equipment. Great for hands-on people who don't mind physical, sometimes dirty work.

It depends on your why — being a chef is creative and passion-driven with faster-than-average growth, but the reality is long hours, high stress, modest early pay, and a tough lifestyle. Worth it if you love the craft; not if you're chasing money or balance.

Maybe — veterinary technology is meaningful, growing, and great if you love animals, but pay is low relative to the required associate degree and the emotional toll is real. Worth it for the passionate; hard to justify on pure economics.

Yes if you're a relationship-builder — financial advising offers strong pay, faster-than-average growth, and no specific degree requirement, but early years are a sales grind to build a client book. Worth it for self-starters; hard for those who dislike sales.

Yes if you're committed to the training and debt — dentists earn a high income with good autonomy and work-life balance, and many own their own practice. The catch is dental school's steep cost and the physically precise, sometimes repetitive nature of the work.

Maybe — veterinary medicine is deeply meaningful with fast-growing demand, but pay is modest relative to the debt of vet school, and emotional strain and burnout are notably high. Worth it if you're driven by animal care and go in clear-eyed about the finances.

Maybe — architecture is creative and prestigious, but the path is long (degree plus licensure) and pay is middling relative to the training and hours, especially early on. Worth it if you're passionate about design; less compelling on pure economics.

Yes — actuarial work offers high pay, excellent job security, strong projected growth, and a debt-light path via professional exams rather than expensive grad school. The trade-off is a demanding, years-long exam gauntlet and detail-heavy, quantitative work.

Yes for the balance it offers — optometrists earn strong pay with good hours and growing demand, without the extreme training of physicians. The main caveats are optometry-school debt and a somewhat routine clinical scope.

Mixed — pharmacists earn high pay, but the PharmD costs a lot, retail conditions have deteriorated, and job growth is only average with saturation in many areas. Worth it if you land hospital/clinical roles; riskier if retail is your only option.

Yes if medicine is your calling — physicians earn among the highest incomes with exceptional job security and meaning, and the debt is manageable against that pay. But the decade-plus of training, heavy debt, and burnout risk make it a poor choice for anyone not truly driven.

Yes for the truly dedicated — surgeons sit at the top of the income scale with profound impact and job security, but the path is the longest and most grueling in medicine, with enormous debt and years of high-intensity training. Only worth it if surgery is genuinely your calling.

Yes — aerospace engineering pays well from a bachelor's degree, with faster-than-average growth driven by space, defense, and aviation. It's a rigorous degree with geographically concentrated jobs, but a strong, prestigious choice for the technically inclined.

Yes on pay, mixed on growth — chemical engineering is among the highest-paying bachelor's degrees, but projected growth is only average and jobs cluster around industrial regions. A strong choice if you handle the demanding coursework and are flexible on location.

Yes with the right focus — marketing offers broad demand, creative-analytical variety, and strong pay at the management level, with an accessible entry path. The catch is a crowded entry-level market and pay that hinges on moving into data-driven or leadership roles.

Yes for people-oriented stability — HR offers steady demand across every industry, a people-centered role, and solid pay at the management level, with an accessible entry path. The trade-offs are middling early pay and being caught between employees and management.

Yes as a career step-up — project management pays well, spans nearly every industry, and rewards certification (PMP) with higher pay. It's rarely an entry-level role, though: it works best as a move up after gaining domain experience, and the accountability can be stressful.

Yes — supply chain and logistics offers strong, much-faster-than-average growth, solid pay, and broad demand that's only risen since recent global disruptions. It's a practical, in-demand field, though it can be high-pressure and less widely understood than flashier careers.

Caution — network administration still pays decently, but BLS projects the role to decline as cloud and automation absorb traditional on-prem work. Worth it only if you treat it as a stepping stone and continuously move toward cloud, security, or DevOps.

Mixed — database administration pays well and remains important, but BLS projects roughly flat-to-declining demand as managed cloud databases reduce traditional DBA work. Worth it if you evolve toward cloud data platforms, data engineering, or analytics.

Yes — sonography delivers strong pay from a two-year degree with much-faster-than-average growth, one of the best pay-to-education ratios in health care. The trade-offs are physical strain and a relatively flat career ceiling.

Yes as an affordable entry into the operating room — surgical technology offers decent pay from a short program and steady demand. Pay plateaus and the OR environment is high-pressure, so many use it as a foothold into nursing or other clinical roles.

As a starting point, yes — phlebotomy is the fastest, cheapest way into health care, with quick certification and broad demand. But pay is low with a limited ceiling, so it's best treated as a first step toward nursing, lab science, or other clinical roles.

Yes if the lifestyle fits — massage therapy has fast-growing demand, a short and affordable training path, and strong self-employment potential. The catches are that it's physically taxing on your body over time and income depends heavily on building a steady client base.