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Social Work Salary in Tennessee: Is It a Good Career?

Tennessee · 2026 BLS salary data

Social Work pay in Tennessee

The median wage is $56,310/yr — 5% below the national median. Among U.S. states, Tennesseeranks #31 of 51 states by median pay.

The numbers in Tennessee

Real BLS state-level figures for Social Work.

Median salary
$56,310/yr
Pay range (25th–75th)
$46,660 – $68,720
National median
$59,550/yr
Employed in Tennessee
7,870

Source: BLS Occupational Employment & Wage Statistics (OEWS), state estimates, May 2025 release.

What that pay is really worth in Tennessee

Salary alone can mislead — Tennessee costs 8% less than the U.S. average. Here's the median adjusted for local prices (real purchasing power).

Cost of living (US=100)
91.9
Nominal median
$56,310
Adjusted for cost of living
≈ $61,273
State income tax
None

Because Tennessee costs 8% less than the U.S. average, its pay stretches further — it ranks #23 of 51 once adjusted for cost of living, up from #31 on raw salary.

Tennessee levies no state income tax, so more of that pay stays in your pocket than in high-tax states.

Cost of living: BEA Regional Price Parities (all items, US=100), 2024. Adjusted pay = nominal median ÷ (RPP/100) — purchasing power vs the U.S. average. State income tax = top marginal rate on wage income (Tax Foundation, 2025); your effective rate is lower and depends on income and deductions.

FAQ

How much do social work professionals make in Tennessee?

The median annual wage is $56,310 (BLS OEWS, state estimates), with the middle 50% earning between $46,660 and $68,720. That's 5% below the national median.

Is Tennessee a good state for social work?

By raw pay, Tennessee ranks #31 of 51 states by median pay. Adjusted for cost of living (Tennessee costs 8% less than the U.S. average), that median is worth about $61,273. Because Tennessee costs 8% less than the U.S. average, its pay stretches further — it ranks #23 of 51 once adjusted for cost of living, up from #31 on raw salary. And with no state income tax, more of that pay stays in your pocket.

Are social work professionals in demand in Tennessee?

About 7,870 people work in this field in Tennessee (BLS OEWS). Nationally, BLS projects +3.4% employment growth for this field from 2024 to 2034.

The verdict, pros, and cons below apply to Social Work nationally — Tennessee pay is 5% below the national median. See the full Social Work career guide →

The verdict

Yes if purpose drives you — social work is deeply meaningful with steady demand, but pay is modest relative to the education (an MSW is often required for clinical roles) and burnout is real. Not a fit if you need high income.

Pros & cons

Pros

  • Deeply meaningful, high-impact work
  • Steady demand across health, schools, government
  • Clear licensure ladder (LCSW) for clinical practice
  • Varied settings and populations
  • Loan-forgiveness options for public-service roles

Cons

  • Modest pay relative to education required
  • Clinical roles usually require an MSW
  • High emotional load and burnout risk
  • Heavy caseloads and paperwork
  • Secondary trauma exposure

Who it's for

✓ A good fit if…

  • Mission-driven, empathetic people
  • Those who can protect their own boundaries
  • Anyone eligible for public-service loan forgiveness

✗ Probably not if…

  • People who need high income
  • Those prone to burnout under emotional strain

What people are actually asking

Real Reddit discussions on whether Social Work is worth it — titles link to the original threads.