isworthit

Is Psychology a Good Career in Montana?

Montana · 2026 BLS salary data

Psychology pay in Montana

The median wage is $68,160/yr — 32% below the national median. Among U.S. states, Montanaone of the lowest-paying states (#47 of 48).

The numbers in Montana

Real BLS state-level figures for Psychology.

Median salary
$68,160/yr
Pay range (25th–75th)
$57,630 – $107,850
National median
$100,580/yr
Employed in Montana
150

Source: BLS Occupational Employment & Wage Statistics (OEWS), state estimates, May 2025 release.

What that pay is really worth in Montana

Salary alone can mislead — Montana costs 5% less than the U.S. average. Here's the median adjusted for local prices (real purchasing power).

Cost of living (US=100)
94.6
Nominal median
$68,160
Adjusted for cost of living
≈ $72,051
State income tax
Up to 5.9%

Cost of living: BEA Regional Price Parities (all items, US=100), 2024. Adjusted pay = nominal median ÷ (RPP/100) — purchasing power vs the U.S. average. State income tax = top marginal rate on wage income (Tax Foundation, 2025); your effective rate is lower and depends on income and deductions.

The verdict, pros, and cons below apply to Psychology nationally — Montana pay is 32% below the national median. See the full Psychology career guide →

The verdict

Yes if you go the full clinical route — licensed psychologists and counselors earn a solid, growing wage doing meaningful work, but a bachelor's alone in psychology has limited earning power. Worth it if you'll commit to a master's or doctorate.

Pros & cons

Pros

  • Meaningful, in-demand mental-health work
  • Faster-than-average projected growth
  • Solid pay at the licensed clinical level
  • Varied settings: private practice, hospitals, schools
  • Growing societal focus on mental health

Cons

  • Bachelor's alone has limited earning power
  • Clinical roles require a master's or doctorate
  • Licensure hours and exams take years
  • Emotional load and burnout risk
  • Insurance and paperwork burden in practice

Who it's for

✓ A good fit if…

  • Empathetic people committed to graduate training
  • Those who want meaningful clinical work
  • Anyone building toward private practice

✗ Probably not if…

  • People expecting strong pay from a bachelor's alone
  • Those unwilling to invest years in licensure

What people are actually asking

Real Reddit discussions on whether Psychology is worth it — titles link to the original threads.