isworthit

Is a Physician a Good Career in Iowa?

Iowa · 2026 BLS salary data

a Physician pay in Iowa

The median wage is $265,200/yr — 9% above the national median. Among U.S. states, Iowaranks #20 of 51 states by median pay.

The numbers in Iowa

Real BLS state-level figures for Physician.

Median salary
$265,200/yr
Pay range (25th–75th)
$207,410 – $351,300
National median
$244,180/yr
Employed in Iowa
1,140

Source: BLS Occupational Employment & Wage Statistics (OEWS), state estimates, May 2025 release.

What that pay is really worth in Iowa

Salary alone can mislead — Iowa costs 12% less than the U.S. average. Here's the median adjusted for local prices (real purchasing power).

Cost of living (US=100)
87.8
Nominal median
$265,200
Adjusted for cost of living
≈ $302,050
State income tax
Up to 3.8%

Because Iowa costs 12% less than the U.S. average, its pay stretches further — it ranks #10 of 51 once adjusted for cost of living, up from #20 on raw salary.

Cost of living: BEA Regional Price Parities (all items, US=100), 2024. Adjusted pay = nominal median ÷ (RPP/100) — purchasing power vs the U.S. average. State income tax = top marginal rate on wage income (Tax Foundation, 2025); your effective rate is lower and depends on income and deductions; some localities also levy income tax.

The verdict, pros, and cons below apply to Physician nationally — Iowa pay is 9% above the national median. See the full a Physician career guide →

The verdict

Yes if medicine is your calling — physicians earn among the highest incomes with exceptional job security and meaning, and the debt is manageable against that pay. But the decade-plus of training, heavy debt, and burnout risk make it a poor choice for anyone not truly driven.

Pros & cons

Pros

  • Among the highest career earnings
  • Exceptional job security and demand
  • Deeply meaningful, respected work
  • Debt manageable against physician pay
  • Many specialties and settings

Cons

  • A decade-plus of training (school + residency)
  • Very high debt during low-pay resident years
  • Long hours and high burnout risk
  • Enormous opportunity cost
  • Administrative and insurance burden

Who it's for

✓ A good fit if…

  • People truly called to medicine
  • Those who can handle long training and debt
  • Anyone drawn to high-responsibility clinical work

✗ Probably not if…

  • People chasing money without the calling
  • Those unwilling to delay earnings a decade

What people are actually asking

Real Reddit discussions on whether Physician is worth it — titles link to the original threads.