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Physical Therapy Salary in Tennessee: Is It a Good Career?

Tennessee · 2026 BLS salary data

Physical Therapy pay in Tennessee

The median wage is $100,140/yr — 3% below the national median. Among U.S. states, Tennesseeranks #31 of 51 states by median pay.

The numbers in Tennessee

Real BLS state-level figures for Physical Therapy.

Median salary
$100,140/yr
Pay range (25th–75th)
$80,930 – $111,140
National median
$102,760/yr
Employed in Tennessee
4,800

Source: BLS Occupational Employment & Wage Statistics (OEWS), state estimates, May 2025 release.

What that pay is really worth in Tennessee

Salary alone can mislead — Tennessee costs 8% less than the U.S. average. Here's the median adjusted for local prices (real purchasing power).

Cost of living (US=100)
91.9
Nominal median
$100,140
Adjusted for cost of living
≈ $108,966
State income tax
None

Because Tennessee costs 8% less than the U.S. average, its pay stretches further — it ranks #16 of 51 once adjusted for cost of living, up from #31 on raw salary.

Tennessee levies no state income tax, so more of that pay stays in your pocket than in high-tax states.

Cost of living: BEA Regional Price Parities (all items, US=100), 2024. Adjusted pay = nominal median ÷ (RPP/100) — purchasing power vs the U.S. average. State income tax = top marginal rate on wage income (Tax Foundation, 2025); your effective rate is lower and depends on income and deductions.

FAQ

How much do physical therapy professionals make in Tennessee?

The median annual wage is $100,140 (BLS OEWS, state estimates), with the middle 50% earning between $80,930 and $111,140. That's 3% below the national median.

Is Tennessee a good state for physical therapy?

By raw pay, Tennessee ranks #31 of 51 states by median pay. Adjusted for cost of living (Tennessee costs 8% less than the U.S. average), that median is worth about $108,966. Because Tennessee costs 8% less than the U.S. average, its pay stretches further — it ranks #16 of 51 once adjusted for cost of living, up from #31 on raw salary. And with no state income tax, more of that pay stays in your pocket.

Are physical therapy professionals in demand in Tennessee?

About 4,800 people work in this field in Tennessee (BLS OEWS). Nationally, BLS projects +10.9% employment growth for this field from 2024 to 2034.

The verdict, pros, and cons below apply to Physical Therapy nationally — Tennessee pay is 3% below the national median. See the full Physical Therapy career guide →

The verdict

Maybe — physical therapy is meaningful, in-demand, and well-paid, but the required doctorate (DPT) means heavy debt that can take years to clear. Worth it if you're committed to the field; risky if you're chasing pure ROI.

Pros & cons

Pros

  • Meaningful, hands-on health-care work
  • Much-faster-than-average projected growth
  • Strong, above-median pay
  • Varied settings: clinics, hospitals, sports, home health
  • Autonomy and direct patient relationships

Cons

  • Requires a Doctor of Physical Therapy (3 years post-bachelor's)
  • High student debt relative to salary
  • Physically demanding day-to-day
  • Insurance/productivity pressure in many clinics

Who it's for

✓ A good fit if…

  • People committed to health care long-term
  • Those who want autonomy and patient contact
  • Anyone who can limit DPT debt

✗ Probably not if…

  • People unwilling to take on graduate debt
  • Those seeking a fast, cheap entry

What people are actually asking

Real Reddit discussions on whether Physical Therapy is worth it — titles link to the original threads.